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Note: the original hard copy of this report is 107 pages .

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Managing mortgage stress: evaluation of the Legal Aid NSW and Consumer Credit Legal Centre Mortgage Hardship Service   

, 2011 The MHS is a joint project of Legal Aid NSW and CCLC. It provides legal assistance and financial counselling to people experiencing mortgage stress with a view to assisting them to save their home, or, in situations in which saving the home is not a viable option, minimising loss and ensuring outcomes favourable to the borrower.


Publication details


This report is published by the Law and Justice Foundation of New South Wales. The Foundation seeks to advance the fairness and equity of the justice system, and to improve access to justice, especially for socially and economically disadvantaged people.

This evaluation of the Mortgage Hardship Service was undertaken by the Law and Justice Foundation on behalf of Legal Aid NSW and the Consumer Credit Legal Centre. It was funded by Legal Aid NSW and the Law and Justice Foundation of New South Wales.

Law and Justice Foundation of New South Wales
Level 14, 130 Pitt Street
Sydney NSW 2000
GPO Box 4264, Sydney NSW 2001
Ph: +61 2 8227 3200
Fax: +61 2 9221 6280
Email: publications@lawfoundation.net.au
Web: http://www.lawfoundation.net.au

© Law and Justice Foundation of New South Wales, June 2011

This publication is copyright. It may be reproduced in part or in whole for educational purposes as long as proper credit is given to the Foundation.

Any opinions expressed in this publication are those of the authors and do not necessarily reflect the views of the Foundation’s Board of Governors.

National Library of Australia Cataloguing-in-Publication entry: Typesetting: Simon Miller
Printer: Fineline NSW
Cover design: Simon Miller
Cover image: Courtesy of Tony Miller, Over The Horizon Publications