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No home, no justice? The legal needs of homeless people  

, 2005 This report into the legal needs of homeless people explores the capacity of homeless people in NSW to obtain legal assistance; to participate effectively in the legal system; and to obtain assistance in legal processes from non-legal advocacy and support agencies. It also examines the role of non-legal support workers and agencies in assisting homeless people to identify and address their legal issues. It is based on a review of existing literature and consultations with legal and non-legal service providers and homeless people themselves....


Ch 4. Legal issues facing homeless people in NSW


Legal problems are among the many complex issues facing people who are homeless. The purpose of this chapter is to identify the different types of legal issues facing homeless people in NSW.

People tend to face different legal issues as they move through a ‘homeless career’.1 For example, people becoming homeless as a result of family breakdown usually face family law and domestic violence-related issues. On the other hand, people becoming homeless as a result of financial crisis tend to face debt- and housing-related legal issues. Different again, when people have become entrenched in homelessness they tend to face legal issues related to fines and other criminal activities. This chapter will discuss the legal issues commonly encountered by the homeless, which are as follows:


When describing the legal issues associated with people who are homeless, there are two important qualifications that should be kept in mind. First, identifying the legal issues facing people as they become homeless and once they have become homeless is useful for determining appropriate sites of intervention to address their issues. However, distinguishing between legal issues that lead into homelessness and the legal issues that maintain homelessness is more problematic. For example, a family that becomes homeless as a result of family breakdown and domestic violence may also have a housing-related legal issue.

Secondly, many homeless people have more than one legal issue affecting them at any one time. For instance, more than three-quarters of the homeless participants interviewed for the current study had experienced three or more legal issues. To illustrate further, in 2003 the Law and Justice Foundation of NSW conducted a telephone survey of legal need among more than 2400 people living in ‘disadvantaged’ areas of NSW (South Sydney, Fairfield, Campbelltown, Newcastle, Nambucca and Walgett).2 One hundred and twenty respondents indicated that they were or had been homeless during the last 12 months.3 Preliminary analysis of the survey data suggest that homeless respondents faced more legal events than respondents who were not homeless.4 Thus, at any one time a homeless person may have several legal issues and/ or their homelessness may place them at further risk of legal problems.



Family law


Family breakdown has been identified in the literature as a major contributing factor to homelessness for many women and men.5 As a result, people becoming homeless as a result of family breakdown may experience family law-related legal issues. This is supported by preliminary analysis of the Law and Justice Foundation’s Legal Needs Survey 2003, which suggests that a higher percentage of the homeless respondents surveyed had a family law issue compared with those who were not homeless.6 Family law-related issues, in particular child contact and residency, comprised more than half of the activities undertaken by the Women’s Legal Resource Centre for ‘homeless’ clients in the 2002–03.7 A number of homeless participants for this study reported experiencing family law-related legal issues.8

Issues to do with property settlement were reported as contributing to people’s financial disadvantage, which may exacerbate the experience and risk of homelessness for men, women and their families. In relation to her financial circumstances after her separation from her partner, one homeless participant stated:


A caseworker supporting homeless men reported that he had clients who had been financially disadvantaged by property settlements and were under financial pressure from child support commitments (particularly if they are on income support themselves).10

A number of homeless people in our study also reported problems with parenting orders, resulting in loss of custody to the other parent or reduced access to their children.


Difficulties with parenting orders were reported to be compounded by a lack of appropriate housing. For instance, one caseworker spoke of a ‘catch-22’ situation, in which to get appropriate housing the parent needs to have residency of children, but in order to be granted residency of children, they must have appropriate housing. This caseworker was of the view that DOH would only give a single man a bedsit or a one-bedroom flat, even if he was seeking residency of his children. However, he added that not having appropriate housing can cause problems for men (and women) who are seeking residency of their children.12 This was also reported by Chamberlain and MacKenzie:


Care and protection


Parents

Interviews for this study indicated that care and protection issues were a problem for many homeless people. Care and protection matters concern the intervention of the State government through the Department of Community Services (DoCS) into the lives of children who are at risk of abuse or neglect.14 Some families who are homeless were reported to be afraid that DoCS would remove their child if they admit that they are homeless.15 Furthermore, due to mandatory reporting obligations for DoCS, parents also reported being afraid of approaching services (including SAAP services) with their children, for fear that their children will be removed by DoCS. A single mother told researchers in one study:


This type of fear was reported to be exacerbated in small towns where refuge or SAAP workers and DoCS workers know each other.17

A number of homeless people consulted in this study had children who were already in the care of DoCS. One participant described the difficulties she encountered in trying to set up suitable accommodation so she could have her children returned to her:


Children and young people

While this study did not examine care and protection issues in detail, in the literature, homeless children and young people are reported to often have a history of interaction with DoCS. Young people may have already been in care prior to becoming homeless, or they might come into contact with DoCS after they become homelessness.19 The prevalence of care and protection issues was raised in the 1989 Burdekin report: a study commissioned for the report, which documented the experiences of 100 homeless children in Queensland and NSW, found that 29 per cent of children interviewed had been the subjects of a child welfare report.20 The report also found that Aboriginal children nationally are over-represented in child welfare.21

Two young people interviewed for this study also had children who were in the care of DoCS. One had also been under DoCS care herself when she found out that she was pregnant:


Legal issues arise when parents or young people wish to challenge the care orders made about them.23


Domestic violence


Victims

The literature indicates that domestic violence contributes to homelessness for women and their families when women have to leave their homes in order to escape the violence.24 When this is coupled with the financial disadvantage they may experience as a result of leaving their partners, homelessness can become a reality for these women. In 2002–03 an estimated 94 400 people in Australia were homeless due to domestic violence.25 In the same period, the estimated temporary accommodation costs due to domestic violence was $88.1 million.26

Early indications from the Law and Justice Foundation’s Legal Needs Survey are that a higher percentage of homeless respondents had a legal issue arising from domestic violence compared with other respondents.27 Further, domestic violence-related issues accounted for the second largest group of legal activities undertaken by the WLS for ‘homeless’ clients in 2002–03, after family law (including child contact and residency issues).28

Women who experience domestic violence may leave and return to their homes many times before leaving permanently.29 The path into homelessness for women who experience domestic violence appears to start often after they have experienced the violence for a sustained period of time, and are consequently forced to leave home to stay with friends or family, or at a refuge or other SAAP service.


Chamberlain and MacKenzie note that intervention at this point is difficult because many women do not seek assistance.31 Relevant legal processes at this point may include securing an apprehended violence order (AVO), with or without an exclusion order, family law matters, including child residency and contact, child support and property settlements (e.g. shared debts).

One caseworker from the Hunter region commented that if a woman leaves her partner because of domestic violence, the stress of the relationship breakdown is compounded by having to find safe accommodation and deal with the legal issues arising from the relationship breakdown. In this caseworker’s experience, women may find life more out of control and difficult when they leave the domestic violence situation than when they were in it.32

Exclusion orders

An apprehended violence order (AVO) is one option for people experiencing domestic violence. AVOs can impose a number of conditions on the defendant, namely, the prohibition of the defendant from assaulting, threatening or interfering with the person in need of protection.33 In addition, a Magistrate can also make an ‘exclusion order’ under s 562D of the Crimes Act 1900 (NSW). This prohibits the defendant from staying at or entering the family home, regardless of their legal interest in the property.34 Addressing domestic violence through AVOs and exclusion orders can alleviate homelessness for women in some circumstances, because:


The reality is, however, that exclusion orders are used infrequently in the justice system and women are still leaving home following domestic violence. Edwards conducted a study into the granting of exclusion orders in NSW at local courts in Waverley and Sutherland.36 The study found that exclusion orders are often not attached to AVOs. For example, 32 exclusion orders between both courts were made over a six-month period compared to approximately 30 AVOs at Waverley Local Court and 50 AVOs at Sutherland Local Court per week.37

In granting exclusion orders, Magistrates must consider the accommodation needs of the parties involved and any effects on the children.38 Edwards found that the accommodation needs of the defendant were being considered over the accommodation needs and general interests of women and children; a lack of available accommodation for the defendant was often cited by Magistrates as a reason for not granting exclusion orders.39

Edwards also highlights the role of the police in granting exclusion orders through the use of Telephone Interim orders. These are orders made in situations where it is not possible to have an AVO made straightaway in court, but where the police believe that a domestic violence offence has occurred.40 Edwards found that it was easier to have an exclusion order granted as part of a telephone interim order and to have it continued than at a hearing.41

In summary, exclusion orders can play a significant role in preventing women and children from becoming homeless. Edwards provides strong argument for the need for police and magistrates to be better informed of the existence of exclusion orders and their relevance in preventing homelessness for women and families. As one victim asked:


Defendants

Perpetrators also face legal issues arising out of domestic violence. Defendants may be rendered homeless by the enforcement of exclusion orders43 that contain ‘do not approach’ and ‘not to contact’ provisions.44 A lack of alternative accommodation can push defendants into homelessness. This not only affects men, but women and young people who are defendants to AVOs. One woman who was interviewed stated:


Another stakeholder spoke about young people as defendants to AVOs:
One rural solicitor said that it was fairly common for people to be breached for going home when they weren’t allowed to, particularly if they were intoxicated.47


Victim of crime


Many homeless people (women, men and young people) have been victims of crime. A lack of secure housing means that many homeless people are vulnerable to acts of violence while homeless. In the Law and Justice Foundation’s Legal Needs Survey 2003, preliminary analyses of the data suggest that a higher percentage of homeless respondents said they had been a victim of assault in the previous year compared with other respondents.48 In a 1998 study of homeless people living in inner-city Sydney, 58% of the 157 respondents had been seriously physically attacked or assaulted, 46% had been threatened with a weapon, held captive or kidnapped, and 55% had witnessed a serious crime while homeless. Among the 38 women who were surveyed, two thirds had been indecently assaulted and half had been raped while homeless.49

Twenty of the 30 homeless people interviewed in the current study reported that they had experienced crimes such as assault, stalking and sexual assault, being ‘conned’, being mugged and having their property stolen while homeless.

A manager in a SAAP service for men referred to the dangers of living on the streets for homeless people and the threats to safety that they face. He said that many of their clients come in during the day to sleep, having kept ‘one eye open’ to ensure their safety while sleeping rough during the night.50 One participant stated:


Another participant reported having been the victim of crime on three separate occasions:
A few of the homeless participants in this study also reported being the victim of a crime while they were staying at a boarding house or refuge.
Consistent with experiences cited in the literature,55 women living on the street reported being vulnerable to assault, including sexual assault.
Other groups such as gay and lesbian and transgender people who are homeless are also at great risk of violence on the streets. A social worker from the Gender Centre stated that there are many examples of homeless transgender people suffering violent assault, abuse and murder.57 One young transgender woman working as a prostitute reported:
Consultations with stakeholders and participants in the current and other studies suggest that many homeless people were victims of crime as children.59 One caseworker commented:
One participant stated:
People who have been the victim of a violent crime current and past and suffered an injury as a result can apply to the Victim’s Compensation Tribunal under the Victims Support and Rehabilitation Act 1996 (NSW).62 A number of the legal clinics that provide services to homeless people in Sydney assist clients to complete applications for victim’s compensation.63 Applications to the Victim’s Compensation Tribunal will be discussed in further detail in Chapter 8.


Housing


As defined in Chapter 1, people who are homeless may be living on the street, in SAAP accommodation or a refuge, with family or friends, or in a boarding house or caravan park. People at risk of homelessness might be living in private rental accommodation or public housing. Housing-related legal issues vary with accommodation type.

Preliminary analysis of the Law and Justice Foundation’s Legal Needs Survey 2003 indicated that an overwhelming number of homeless people reported that they had had a housing-related legal issue in the twelve months prior to the survey.64 These data may reflect Chamberlain and MacKenzie’s notion of the ‘housing crisis career’, in which adults begin to move into homelessness as a result of financial and housing problems, which lead to them losing their accommodation and becoming homeless.65

Legal issues relating to housing may essentially be divided between those issues that contribute to a loss of accommodation, and those issues that lead to people having problems regaining stable accommodation once they are homeless. Ideally, legal intervention should occur before people lose their accommodation. However, people may also need legal assistance to regain accommodation.

Housing-related debt

Consultations with stakeholder groups and homeless people for the current study indicated that housing-related debt can contribute to people losing their accommodation and prevent them from regaining it. Debts can arise from rent arrears or from damage to a property, with the accumulation of debt potentially leading to eviction. This can occur in the private rental market, public housing, boarding houses and caravan parks. However, most of the following examples refer to tenants’ relationships with the DOH, perhaps reflecting the experience of those interviewed for this study.

Rent arrears

Some participants reported falling into arrears with their rent as a result of financial disadvantage or loss of income.


An older Indigenous woman living in public housing said that she faced eviction because she had fallen behind in rent due when in hospital for a month.
Damage

Debt arising from damage to a property caused by tenants themselves or by others (including family or friends) is another source of housing-related debt. WLS staff, including domestic violence support workers, commented that they had many female clients with DOH debt arising from damage caused by their partners to the property in domestic violence situations.68 The following case study exemplifies this problem. The woman from rural NSW described below was homeless with her three children under the age of seven.


Problems arise when people do not notify DOH when another person causes damage to their property, or if they leave their property without notifying the department and other people continue to inhabit the property.
Damage by others was identified by one caseworker as a particular issue for people going to prison who do not want to lose their DOH property, so they allow their friends or family to live in the property. The tenant is subsequently responsible for any damage done to the property or rent not paid while they were in prison.71

Outstanding debt

As well as contributing to homelessness, outstanding housing debt was identified as a barrier for people trying to re-access DOH accommodation. To be eligible for public housing a tenant has to “repay, or undertake a formal agreement to repay, any outstanding debts owed to the Department [i.e. DOH]”.72 Some housing debts were said by caseworkers to be as high as $6000.73 DOH will negotiate arrangements with tenants to repay rental arrears, which may include paying by instalments. However, one caseworker stated that more recently this had become much harder to do.

Renewable tenancy agreements

The NSW Government recently passed the Residential Tenancies Amendment (Public Housing) Act 2004 (NSW) to target ‘anti-social behaviour’ in public housing.75

Under the Act, ‘acceptable behaviour agreements’ (ABAs) may be used by DOH to regulate the behaviour of those tenants that it believes are responsible for anti-social behaviour.76 Where any other ‘lawful occupant’ of the premises breaches the ABA, the tenant who has signed an ABA is treated as having breached the ABA themselves.77 DOH plans to implement these powers once it has drafted its related policy, and trialled ABAs in two geographic areas.78

The new laws require that, following an application from DOH, the Consumer, Trader and Tenancy Tribunal (CTTT) must order that the tenancy be terminated in either of two situations:


Further, even where no ABA applies, the new laws provide extra grounds for the CTTT to grant an application from DOH for immediate termination of the tenancy, such as where the tenant has intentionally engaged in conduct that would be reasonably likely to cause a member of staff to be intimidated or harassed.81

These laws have the potential to put public housing tenants at greater risk of homelessness. They present particular problems for tenants (and their families) with mental illnesses, acquired brain injuries or intellectual disabilities.82 The government envisages that the particular difficulties faced by such tenants will be addressed through support from interagency specialist response teams.83 However the decision not to provide extra funding to staff this initiative has been criticised by one service provider.84

Residential tenancy databases (RTDs)

There are several RTDs operating in NSW.85 Each are privately owned electronic databases that purport to act as ‘risk minimisation’ services for property managers (including landlords, real estate agents, caravan park owners and boarding house operators). For a fee, property managers can use them to gain access to adverse information about prospective tenants.86

RTDs were identified by a number of caseworkers and tenancy workers in this study as a significant barrier to homeless people re-entering the private rental market.87 Landlords or real estate agents can place people on these lists and essentially ‘blacklist’ them, whereby other landlords will not rent out properties to listed tenants.


During the course of this research, tenancy workers and other caseworkers commented that there was no legislation governing the use of RTDs, nor were there mechanisms for appealing a decision to place a tenant on a database.89 They felt that people were being put on such databases arbitrarily and, “even if an issue was resolved, it was very difficult to get off a database, making it very difficult to secure accommodation”.90 Tenancy workers also felt that people were being put on the databases for making complaints to the CTTT, or for personality clashes with real estate agents.91 In the late 1990s, Boswell and Warren estimated that about 7500 tenants in NSW may be adversely affected by RTDs per year. They also suggest that this number is likely to have significantly increased with the growth of RTDs over the past decade.92

Until recently, residential tenancy databases operated largely unchecked by government regulation.93 However, legislation introduced on 15 September 2004 established a new Rule of Conduct for real estate agents, aimed at making the listing procedures of RTDs fairer.94 The legislation limits the reasons for which a real estate agent may list a tenant to situations including where debts are owed by the tenant to the landlord, or where the CTTT has terminated the tenancy because of the tenant’s behaviour.95 The new reforms have also set time limits for listings to be retained and improved the process for dealing with disputes about listings. Finally, tenants will no longer be charged up to $4.50 a minute to check whether they are listed on a database.96

While the new regulations in NSW fail to prohibit RTDs, they represent improved protection from RTD abuse for many tenants. However, they have been criticised for not going far enough, since they fail to provide tenants with rights which they can seek to have enforced by the CTTT. Further, they do not apply to database users who are not real estate agents, such as private landlords and boarding house or caravan park operators.97

Finally, the new restrictions purport to apply only to listings made after 15 September 2004,98 leaving the thousands of people who were listed before this date without the protection afforded by this new legislation. However, since the legislation is somewhat ambiguous on this point, there may be grounds for arguing that some of the provisions of the new Regulation also apply to pre-September 15 listings, such as the requirement that tenants have free access to listed information about themselves. It is uncertain how the Regulation will eventually be interpreted.

Boarding houses

Many homeless people, particularly in inner-city Sydney, live in boarding houses on a medium- to long-term basis.99 Because boarders and lodgers are excluded from the protection of the Residential Tenancies Act 1987 (NSW) (by s 6(1)(d) of that Act), boarding house residents lack legislative protection against arbitrary eviction, disputes over payment and other unfair treatment from boarding house landlords.100 This means that there is no regulation of living conditions, penalties for rent arrears or unfair and arbitrary evictions for people using this type of accommodation. Unsanitary and dangerous conditions, unsatisfactory lock systems on doors, people’s belongings being stolen, exorbitant rent and people’s reluctance to complain about these conditions for fear of being evicted were problems mentioned by participants and tenancy workers interviewed for this study. One participant noted:


Another participant had this to say:
One tenancy worker commented:
A recent fire audit conducted by South Sydney City Council in 2002 reported dangerous conditions in boarding houses. This audit found that of the 100 boarding houses that underwent a fire inspection, over 95% of these required some degree of upgrading to meet current safety standards.104

Currently, there is no legislative protection against eviction or the use of penalties for boarding house residents who are late with rent.


Furthermore, bonds required by boarding house operators are not held by the Office of Fair Trading or by any other rental bond board. Hence, landlords can retain bonds without a good reason.

One participant indicated that they would leave if a problem arose to avoid confrontation:


The NSW Boarders and Lodgers Action Group (BLAG) has been conducting a long-term campaign for legislative reform to provide protection to people living in private boarding houses. A Boarders Bill has been drafted by BLAG, covering the legal process for eviction, a process for getting back possession of goods, a process for repairs and maintenance and a process for recovery of bond.108 However, at this stage, the bill has not been adopted.


Caravan parks and villages



Caravan parks vary in type of clientele and standard. Some caravan parks cater only to tourists or elderly people while other parks may provide general accommodation in addition to holiday accommodation. Parks also vary in the amenities, services and standard of accommodation they offer. Our interviews indicate that the legal issues facing marginal residents of caravan parks110 and villages are similar to the legal issues facing people living in (inner-city) boarding houses. According to a solicitor working with park residents, like boarding houses, marginal residents may experience arbitrary eviction and in some residential parks conditions are unsanitary and unsafe.111 Another solicitor commented that there were often restrictions on the length of time people could stay in a park, since many parks evict people at the beginning of holiday seasons.112

Residential park residents who sign an agreement to rent are governed immediately by the following NSW legislation: Residential Parks Act 1998, Residential Parks Regulation 1999, Landlord and Tenant (Rental Bonds) Act 1977 and Consumer, Trader and Tenancy Tribunal Act 2001. Under these Acts they are assigned certain rights and can bring matters before the CTTT.113 However, park residents who have not entered into formal agreements with park owners have less protection from arbitrary eviction, and limited redress when conditions are unsanitary or they are treated unfairly. Consultations with tenancy workers suggest that many marginal residents of caravan parks fail to enter into formal agreements with park owners.114 Tenancy workers also report that like residents of boarding houses, people are often afraid to complain about conditions, for fear of being evicted.115 The story of one male caravan park resident illustrates this well.


Thus, fear of eviction further limits the capacity of park residents to take action if they face arbitrary eviction or unsafe or unsanitary living conditions. This fear is compounded by the increase in the number of park closures due to development117 across NSW which has limited the availability of alternative accommodation once people are evicted.


Discrimination


Illegal discrimination has been identified as a factor that not only affects people while they are homeless but may also contribute to their becoming homeless. For example, discrimination against people trying to gain access to accommodation may contribute to them becoming homeless. Discrimination against people in relation to employment may contribute to general financial disadvantage, which in turn may compound the risk of homelessness.

Discrimination against certain groups of people trying to access accommodation in the private rental market has been raised as an issue in consultations for the current study and in the literature, racial discrimination being a particular issue for Aboriginal people.


Age discrimination was also raised as a particular problem for young people:
Chung et al. in their study on domestic violence and homelessness also refer to marital status discrimination against ‘single mothers’ by some landlords and real estate agents who are reluctant to let premises to ‘single mothers’ receiving income support.120 Chamberlain and MacKenzie also identified this group as facing discrimination when seeking housing:
One transgender participant and one caseworker working with transgender clients who was interviewed for this study reported experiencing discrimination in both finding accommodation and in the job market:

People with complex needs such as drug and alcohol abuse and mental illness, who are over-represented in the homeless population, are reported to routinely be discriminated against in accessing employment and housing.124 This further exacerbates their risk and experience of homelessness. Discrimination on the basis of psychiatric disability will be investigated further in the Law and Justice Foundation’s Access to Justice and Legal Needs of People with a Mental Illness report.

Finally, people who are homeless appear also to be discriminated against on the basis of their homelessness: in employment and in accessing employment, transport and goods and services. According to Lynch, people who are homeless are turned away from restaurants, refused bus entry and rejected by landlords. Lynch concludes that while there continues to be no legal protection from discrimination against a person on the basis of their socio-economic status, homeless people will continue to be discriminated against.125 Thus, people rendered homeless perhaps from being discriminated against on the grounds of their race, gender and marriage status attract further discrimination and added barriers to redressing their situation as a consequence.

Discrimination in SAAP services

Stakeholders consulted for the current study reported that certain groups of homeless people are being denied access to some SAAP services on the basis of mental illness, substance abuse or a history of violent behaviour.126 Some stakeholders felt that people with complex needs were being denied access because SAAP services are not equipped (with funding and appropriately trained staff) to assist people with mental health and/or substance abuse issues.127 Comments were also made that eviction (usually on the basis of breaking service rules such as bringing alcohol onto the premises) in some circumstances was wrongful; that sometimes the decision to evict was left to the discretion of the worker;128 and that there had been in the past reports of an ‘unofficial blacklist’ preventing some people from accessing particular hostels for behaviour infractions.129

The NSW Ombudsman recently reported on the issue of exclusion and eviction of people with complex needs from SAAP services.130 It found that many SAAP services had specific policies to exclude people with a mental illness, drug and alcohol problems, people with disabilities, people who exhibited challenging behaviour, pregnant women or people unable to pay for accommodation. The NSW Ombudsman recommended that SAAP services should move away from a “presumption of risk to considered assessment and risk management”, whereby “policies, procedures and practices are inclusive, and that any exclusions be based on considered assessment of the presenting circumstances of individual clients and fair and transparent exiting procedures”.131

Consultation with the Gender Centre also suggested that some SAAP services are reluctant to provide services to people who are transgender, and described incidents where a person’s identity was not recognised and they were placed with people from the opposite gender.132 Reflecting on her experience in accessing supported accommodation, one transgender participant said:


This may act as a barrier to people accessing services. For example, one stakeholder working with gay and lesbian young people consulted for the current study said that gay and lesbian young people reported fear of discrimination deterred them from accessing SAAP services.134


Debt


Debt is experienced as both a precursor to homelessness and as a feature of people’s lives once they are homeless. Consistent with Chamberlain and MacKenzie’ ‘housing crisis career’, the accumulation of debt when people are already financially disadvantaged can result in people losing their accommodation.135 This can be made worse by gambling and drug and alcohol issues.136 Preliminary analysis of the Law and Justice Foundation’s Legal Needs Survey 2003 suggests that nearly three times the number of homeless people had experienced credit or debt problems compared with other respondents.137 The Interim Evaluation Report of the FHPP found that two-thirds of the 242 families assisted in the project had debts, while only 5% had sufficient funds to cover bonds or emergencies.138

Debt also figures in people’s lives once they have become homeless. All the legal clinics supporting homeless people consulted for this study indicated that they commonly assisted homeless clients with debt matters.139 For instance, debt was one of the three most common legal problems dealt with by the PIAC/PILCH HPLS in its first six months of operation. When fine matters are added to general debt, then these constituted 15% of the 267 legal problems dealt with in this period.140 The LCRC submission to the Law and Justice Foundation for the current study noted:


Consultations with caseworkers, other stakeholders and homeless people themselves indicated that some of the debts that tipped people into homelessness (e.g. rent arrears), continued to impact on their lives once they have become homeless. Indeed, debt to government agencies including fines, Centrelink-related debt and housing debt were major issues for those consulted. The nature and impact of these types of debt are discussed in greater detail in the relevant sections of this chapter.

Mobile phone debt also was identified as a problem for homeless people by a couple of stakeholders.142 The LCRC reported that the biggest consumer problem facing its clients related to the charges levied by mobile phone companies when contracts are ended prematurely by customers.143


The LCRC submission to this project stated that “many of the clients coming to the LCRC are easy targets for people selling ‘attractive’ ways of life, the mobile phone companies take advantage of those who can least afford contracts”.145 A caseworker from Newcastle commented that for many people who are homeless, mobile phones provide the only stable point of contact available to them. This is particularly important when people are searching for employment or housing. The mobile phone takes on greater significance when a person’s accommodation may be changing rapidly. This same caseworker observed that homeless people may enter into contracts even if they are aware that they will not be able to make repayments.146

Debt to banks, particularly from overdrawn accounts, was also raised as an issue of concern. One caseworker referred in particular to difficulties with direct debit facilities. Where a person has arranged to have bills directly debited from their account, and it happens that there are insufficient funds to pay a certain bill, the bank may choose to process the direct debit anyway. If this happens, the bank may charge the person a dishonour fee, an account overdrawn fee, and interest on the overdrawn amount.147 The total sum of the fees can have a considerable impact.


Thus, a common feature of debt and debt repayment for the homeless, irrespective of its source, is that it often compounds, not only making the debt harder to repay but also leaving less funds available for adequate housing.


Social security


As noted in Chapter 3, the majority of homeless people are unemployed and dependent on social security benefits administered through Centrelink. Twenty-four homeless participants consulted for this study were currently receiving social security benefits from Centrelink. Eleven participants reported that they had had some sort of problem with Centrelink.149 These problems related to eligibility, breaches, debt and getting ‘cut off’, or late payments. These issues and their relationship to homeless people are discussed below.

Eligibility

For people at risk of or experiencing homelessness, ineligibility for social security benefits can exacerbate the risk or experience of homelessness. In the current study, stakeholders reported instances of homeless clients experiencing problems proving or meeting the eligibility criteria for social security benefits. Clients included young homeless people, ex-prisoners and people on Temporary Protection Visas.

In addition, two homeless participants interviewed for this study who were from New Zealand also reported having experienced problems with eligibility for social security benefits.150 New Zealand citizens are permitted to work in Australia. However, since February 2001, they are not permitted to apply for social security payments unless they obtain permanent residence.151 Both of these participants said they were not aware of these changes before they came to Australia. Both referred to the cost of applying for permanent residence as a barrier to actually obtaining permanent residence, which would allow them to receive social security benefits.

Similarly, people on Temporary Protection Visas are entitled to work and have access to Medicare but they are not entitled to income support (Newstart, Youth Allowance or the disability support pension).154 Without adequate financial support, this puts people on Temporary Protection Visas at risk of homelessness.

It is also possible that homelessness may exacerbate problems in meeting eligibility requirements for social security benefits. Lynch argues that Centrelink’s proof of identity requirements discriminate against people who are homeless and therefore unlikely to possess identity documents such as birth certificates or drivers licences.155 One stakeholder working with young homeless people reported that this may include young people leaving home after family breakdown or disagreement who can have great difficulty in providing proof of identity and proof of their independence in order to be eligible for income support from Centrelink.156

Young people can, in such circumstances still be eligible for income support if they can establish that it is ‘unreasonable’ for them to return home. However, one caseworker interviewed in this study reported that as part of their assessment, Centrelink officers sometimes ring the applicant’s parents. The parents may state that the young person is able to return home, thereby undermining the child’s assertion that it is ‘unreasonable’ for them to do so.157

People coming out of prison who are estranged from their families were also identified by stakeholders consulted for this study as having problems as they may not be able to obtain identification (such as birth certificates) held by family they are estranged from.158 Thus, such people’s efforts to ensure financial security are stymied at a crucial point in their lives. This may increase the risk of homelessness for people exiting prison.

Breaching

Breaching was the main problem relating to social security benefits reported by both caseworkers and participants in the current study. ‘Breaching’ (the reduction in or termination of payment) occurs when a social security recipient fails to comply with either the ‘administrative’ or ‘activity test’ requirements of their allowance. Administrative requirements include attendance at Centrelink interviews and the provision of certain personal information to Centrelink (e.g. change of address, notification of any income). ‘Activity test’ requirements refer to ‘looking for work’ requirements, which include participating in training or a Work for the Dole program.159 ‘Activity test’ requirements only apply to Newstart and Youth Allowance.

Several homeless participants in this study reported that they had been breached at some point.160 Examples of these include:

Caseworkers interviewed for this study reported that homeless people can often have great difficulty in complying with administrative and activity test requirements. One caseworker from Walgett suggested that homeless people have difficulty in complying with social security requirements because they do not fully understand what is expected of them:
This is evident by the fact that homeless people may be breached as a result of not declaring their earnings to Centrelink. Social security recipients are allowed to earn a certain amount of additional income, but they must declare the gross amount of income they earn to Centrelink each payment period. One caseworker noted recipients are required to disclose the ‘gross amount’ of income they receive, but that many of this person’s homeless clients did not know the exact gross amount they earned in a particular week because their pay period did not correspond to the Centrelink pay period or they may have been paid cash in hand.
One participant reported:
Another reason why homeless people have difficulty in complying with Centrelink requirements is that they lack a fixed address at which to receive correspondence from Centrelink. Examples were given of homeless people being breached or their payment being cut off because they had failed to receive a letter that had required them to do something (such as attend a job interview or a Centrelink interview).166
A caseworker working with young homeless people stated that private job network agencies can recommend that clients be breached for not showing up for an appointment or job interview with them, even when, as is often the case for homeless people without addresses, the client did not receive the letter from Centrelink that notified them that they had to go to the interview.169

Debt and issues related to breaching could be avoided with appropriate intervention before they occur. It should be recognised that Centrelink outreach workers and social workers (such as those attending SAAP services described in the previous example) can and do intervene before people are breached or before they incur large debts. Their role is discussed in greater detail in Chapter 7.

Centrelink debt

The other legal issue relating to social security that was raised in this study was debt to Centrelink. People usually accrue Centrelink debt in situations where they have received payments from Centrelink that they were not entitled to. For example, they may have not declared their earnings and earned too much in a particular period, or they may be ineligible for a particular payment because their circumstances have changed (e.g. they may not have informed Centrelink of the fact that they had stopped studying).


One caseworker referred to a situation where a client had gone to prison and Centrelink had not been informed. As a consequence, the client accumulated a debt of $7000 to Centrelink.171 Another participant who had been overseas for sometime had a nervous breakdown, found himself homeless, and was faced with an old Austudy debt on his return to Australia.
The usual procedure for debt repayment to Centrelink involves money being deducted from a recipient’s payment each fortnight until the debt is cleared. In the above case the participant had $53 taken out of each Newstart payment until the debt was cleared. The Newstart allowance for a single adult is $394.60 a fortnight.173 Given this, it is easy to see that homeless people on social security payments who either accidentally or otherwise incur Centrelink debt are left financially vulnerable.


Crime


Criminal law issues feature prominently in the lives of people who are homeless. Preliminary analysis of the Law and Justice Foundation’s Legal Needs Survey 2003 suggests that nearly twice the number of homeless people who responded to the survey had experienced a criminal legal problem compared with housed respondents.174 At Shopfront, a legal service for homeless and disadvantaged young people under the age of 25, 64% of matters dealt with related to criminal court matters and criminal advice, while a further 6% related to fines.175

Shopfront is situated in inner-city Sydney. Young homeless people in this region are likely to have been homeless for longer periods of time, moving between sleeping rough, boarding houses and emergency accommodation in a state of chronic homelessness. People at this stage, whether they are young or older people, are highly marginalised from society, may have drug and alcohol and mental health issues and are more likely to have had interactions with the police and the justice system.176

The criminal law issues they face reflect their living situation: public transport fines and street offences are a result of them being particularly visible to police and other enforcement officers responsible for regulating the use of public space; drug and alcohol-related crime, assault, and theft. Their interaction with the criminal law should be viewed within its context of serious homelessness. It is the last point on the spectrum of legal issues facing homeless people, spanning issues affecting them as they enter into homelessness to those affecting them once they have become entrenched in homelessness.

Fines

Participants and stakeholder consultations for the current study indicated that fines177 were a major problem for many homeless people who, because of their lack of private housing and economic disadvantage, were more likely to be publicly visible. They consequently accrue multiple fines for street offences such as drinking in public spaces and public transport fines.


Consultations suggested that young homeless people are particularly susceptible to receiving fines.179 Sanders notes that while young people aged 15 to 24 years constitute only 14% of the population in NSW, in 2002 14 to 24 year olds received approximately 35% of fines.180 One homeless young woman recounted her experience:
Further, homeless people may be unable to afford to pay the original fine, or, without a regular address, they may not receive notification of the fine. As penalties and interest are added to the original fines, homeless people accumulate fine-related debt.
The accumulation of fine-related debt may compound people’s financial disadvantage while homeless. This in turn, makes it harder for homeless people to pay off their fines. Furthermore, failure to pay a fine can lead to further legal problems. For example, once a fine is issued it is referred to the Infringement Processing Bureau. If it remains unpaid it is then referred to the State Debt Recovery Office (SDRO), which issues a fine enforcement order. If, after 28 days following the issue of a fine enforcement order no arrangements have been made to pay the fine, the SDRO may direct the Roads and Traffic Authority (RTA) to suspend a person’s licence, prevent a person from re-applying for their licence, or cancel the person’s licence after six months has passed.183 Given their financial disadvantage, homeless people who have incurred fines may be at risk of having their licence cancelled as a result of not paying a fine. This was identified as an issue by a homeless participant:
Suspension of a licence is a particular problem for homeless people living in rural and regional areas with limited access to public transportation. Furthermore, if people continue to drive while they do not have a licence, this may place them at risk of being charged with an offence and/or accumulating more fines. In turn, this may place people at risk of going to jail. Because of their greater public visibility and economic disadvantage, homeless people are vulnerable to incurring fines. Their financial disadvantage makes it difficult for them to pay off their fines, resulting in the accumulation of penalties and interest to the original fine. This in turn makes it harder for homeless people to pay off the original fine, which can have serious consequences such as cancellation of a person’s licence. Thus, not only does homelessness increase the risk of incurring a fine, it may also lead to a person being more vulnerable to the consequences of not paying a fine.

‘Move on’ powers

Under s 28F of the Summary Offences Act 1988 (NSW), police have the power to ask a person to ‘move on’ in certain situations, for instance if a person is seen to be ‘intimidating or obstructing another person’.187 Because homeless people, particularly at primary levels of homelessness, spend much of their time in the public space, they are highly visible to police. Homeless participants, particularly those who sleep rough in parks, bus stops and other public spaces, commonly report being asked to ‘move on’ by police:


As a result, a couple of people commented on the need to ‘travel around’ to avoid the police moving them on:
It was also suggested by one stakeholder that homeless people are vulnerable to being told to move not only by police, but also security guards and council rangers.192 However, few of the homeless people we consulted reported much contact with either group.

Another stakeholder stated that homeless people are also more likely to be the targets of rigorous policing practices, getting checked for outstanding warrants and searched for drugs.193 This is further corroborated by the following comments by two homeless participants interviewed for this study:


And as one caseworker describes it, what starts as being moved on may progress to being searched for drugs. If a person has had a number of charges, the situation can become quite serious.
Relationships with police are discussed in further detail in Chapter 7.

Drug-related criminal activity

Perhaps reflecting the high rates of drug and other alcohol abuse among people who have been chronically homeless (see Chapter 3), stakeholders and participants indicated that a small number of homeless people commit drug-related crimes.197 Offences range from possession of and selling drugs to offences arising from the need to obtain income to buy drugs, such as prostitution, theft, break and enter and assault.


Thus, homeless people as a group are more likely to encounter the law than other groups because of their greater involvement in illicit drug-taking. Further, their lack of financial resources may also mean that homeless people use illegal means to get sufficient money to support their addiction.


Conclusion


Homeless people in NSW face a variety of legal issues. Legal issues faced by people at the point of entering into homelessness usually differ from the types of issues faced by people who have been homeless for some time. First, as people become homeless they tend to face legal issues which are closely tied to the incidents leading to their homelessness. These include:
Secondly, homeless people face the following legal issues, arising as a consequence of being homeless:
Consultations with participants and stakeholders also indicate that homeless people tend to experience multiple legal issues at any one time. When unresolved, these legal issues can lead to and compound homelessness. As will be discussed in Chapter 5, homeless people face a range of barriers in seeking legal assistance for these issues, resulting in many issues remaining unresolved.




 See MacKenzie & Chamberlain, Homeless Careers, p 1 for a description of homeless careers.
 Law and Justice Foundation of NSW, Legal Needs Survey 2003, unpublished data.
 Homeless respondents were those who reported living in a tent or other improvised accommodation, a boarding house or hostel, or had no fixed address, or no place to live in the 12 months prior to the survey. Respondents who were not identified as homeless are described as housed respondents.
 For a discussion of the definition of legal event see the Law and Justice Foundation of NSW, Access to Justice and Legal Needs: A Project to Identify Legal Needs and Barriers for Disadvantaged People in NSW. Stage 2: Quantitative Legal Needs Survey, Bega Valley (Pilot), Law and Justice Foundation of NSW, Sydney, 2003, pp. 67.
 MacKenzie & Chamberlain, Homeless Careers, AIHW, SAAP 200203 NSW Tables.
 Law and Justice Foundation of NSW, Legal Needs Survey 2003.
 Family law is the collection of the following categories as recorded on the Womens Legal Services database: child contact, child residency, divorce, child support, spouse maintenance, property, property in marriage, property in de facto, separation, other family law. Homeless include women recorded as homeless, living with family/friends, in crisis accommodation or in boarding houses or caravan parks.
 Interview nos. 11, 17, 18, 19, 20 & 26.
 Interview no. 17.
10  Caseworker 2.
11  Interview no. 11, also Interview nos. 18, 19, 20 & 26.
12  Caseworker 2, also Interview nos. 18, 19 & 20 talked about difficulties having residency of their children due to their homelessness.
13  MacKenzie and Chamberlain, Homeless Careers, p. 35.
14  Children and Young Persons (Care and Protection) Act 1998 (NSW), s. 34
15  Consultation with Sybille Kaczorek, San Miguel Family Centre, November 2003.
16  Single mother, 35 years old. MacKenzie & Chamberlain, Homeless Careers, p. 32.
17  Consultation with WLS, November 2003.
18  Interview no. 20.
19  Baldry et al. have argued that some evidence is suggesting that one of the strongest predictors of being homeless and incarcerated is having been a state ward or in substitute care for an appreciable part of childhood. Baldry et al., Ex-prisoners and Homelessness, p. 5. <http://www.afho.org.au/4_publications/conference_papers/Baldry.pdf> (accessed November 2004).
20  I OConnor, Most of Us Have Got a Lot to Say and We Know What we are Talking About: Childrens and Young Peoples Experiences of Homelessness (1988), pp. 1024, as reported in Burdekin report, para. 21.11.
21  Burdekin report, para. 21.23.
22  Interview no. 22.
23  Legal services data provided by Shopfront Youth Legal Centre (Shopfront). Shopfront specifically directs its services to homeless children and young people.
24  Chung et al., p. 46, see also AIHW, SAAP 200203 NSW Tables and Chapter 3 of this report.
25  This includes victims, their families and perpetrators. Access Economics, The Cost of Domestic Violence, p. 55.
26  This included government funding (both state and federal) to supported SAAP and contribution by domestic violence victims themselves to accommodation such as boarding houses, motels, caravan parks. Access Economics, The Cost of Domestic Violence, p. 56.
27  Law and Justice Foundation of NSW, Legal Needs Survey 2003. The respondent could be a victim or a perpetrator of domestic violence.
28  Family law is the collection of the following categories as recorded on the WLS database: child contact, child residency, divorce, child support, spouse maintenance, property, property in marriage, property in de facto, separation and other family law. 200203 legal services data provided by the WLS, where homeless has been defined using the Chamberlain and Mackenzie definition.
29  MacKenzie & Chamberlain, Homeless Careers, pp. 401, see also Chung et al.
30  Interview no. 26.
31  MacKenzie & Chamberlain, Homeless Careers, p. 8.
32  Newcastle Workshop Group 1.
33  R Barry (ed.), The Law Handbook: Your Practical Guide to the Law in NSW, 9th ed., Redfern Legal Centre Publishing, Redfern, NSW, 2004, p. 1023.
34  The Law Handbook, p. 1024.
35  R Edwards, Violence Excluded: A Study into Exclusion Orders in South East Sydney, Violence Against Women Specialist Unit, NSW Attorney Generals Department, Sydney, 2004, <http://www.agd.nsw.gov.au/cpd.nsf/files/ViolenceExcluded.pdf/$FILE/ViolenceExcluded.pdf> (accessed June 2004).
36  Edwards, p. 2.
37  Edwards, p. 14.
38  Crimes Act 1900 (NSW), s 562D.
39  Edwards, p. 14.
40  The Law Handbook, p. 504.
41  Edwards, p. 12.
42  Chung et al., p. i.
43  Exclusion orders can be made as part of an AVO.
44  Consultation with Legal Aid NSW, October 2003.
45  Interview no. 19.
46  Roundtable Consultation, 27 August 2003.
47  Consultation with Richard Ikaafu, WALS, Walgett, May 2004.
48  Law and Justice Foundation of NSW, Legal Needs Survey 2003.
49  Hodder et al., p 29.
50  Consultation with Brian Hockings, Welfare Services Manager, Matthew Talbot Hostel, November 2003.
51  Interview no. 2.
52  Interview no. 12.
53  Interview no. 17.
54  Interview no. 13, Interview no. 10 also reported having items stolen in boarding accommodation.
55  Hodder et al., p. 29, Rossiter et al., p 28, reported that 59% of the homeless young women interviewed had experienced involuntary sex.
56  Interview no. 19.
57  Consultation with Grace Abrams, Gender Centre, January 2004.
58  Interview no. 25.
59  See also Mackenzie & Chamberlain, Homeless Careers, Chung et al.
60  Roundtable Consultation, 27 August 2003.
61  Interview no. 9.
62  The Law Handbook, p. 1078.
63  E.g. BDW legal clinics at Exodus and Lous Place, the PIAC/PILCH HPLS and Shopfront.
64  Law and Justice Foundation of NSW, Legal Needs Survey 2003.
65  MacKenzie & Chamberlain, Homeless Careers, p. v.
66  Interview no. 13.
67  Interview no. 27.
68  Consultation with WLS, November 2003.
69  Case study provided by Womens Legal Services.
70  Interview no. 5.
71  NHHIN Forum, Workshop Group 1.
72  See DOH, Policy ALL0040A: Priority Housing, 2003, <http://www.housing.nsw.gov.au/phop/all0040a.htm> (accessed November 2004).
73  Roundtable Consultation, 29 August 2003.
74  Roundtable Consultation, 29 August 2003.
75  See Residential Tenancies Amendment (Public Housing) Act 2004 (NSW).
76  Residential Tenancies Amendment (Public Housing) Act 2004 (NSW), Sch. 1, cl. 3 new s. 35A.
77  Residential Tenancies Amendment (Public Housing) Act 2004 (NSW) Sch.1, cl.3 new s. 35A(2)
78  C Martin, The Public Housing Anti-social Behaviour Laws Information Sheet for Tenants, 2004, <http://www.tenants.org.au> (accessed November 2004).
79  Residential Tenancies Amendment (Public Housing) Act 2004 (NSW), Sch. 1, cl. 5 new s. 64(2A)(a).
80  Residential Tenancies Amendment (Public Housing) Act 2004 (NSW), Sch. 1, cl. 5 new ss. 35A(2), 64 (2A)(b).
81  Residential Tenancies Amendment (Public Housing) Act 2004 (NSW), Sch. 1, cl. 8 new s. 68A.
82  R Lake, Housing NSW Acceptable Behaviour Program, 2004, <http://www.pwd.org.au/e-bulletin/pwd_e-bulletin_10.html#nsw3> (accessed November 2004).
83  A Megarrity, Residential Tenancies Amendment (Public Housing) Bill, Second Reading Speech, 3 June 2004, <http://www.parliament.nsw.gov.au/prod/parlment/hansart.nsf/V3Key/LA20040603043> (accessed November 2004), p. 9640.
84  Uniting Care, 2004, <http://www.unitingcarenswact.org.au/library/housing_homelessness/letter_tebbutt_public_tenants0604summary.doc> (accessed November 2004).
85  Note the Queensland residential tenancies legislation provides greater protection to tenants.
86  While most RTDs can only be accessed by real estate agents, there are some RTDs that other property managers can access, including caravan park managers, self-managing landlords, and restricted letting agents. See Ministerial Council on Consumer Affairs and the Standing Committee of Attorneys-General, Residential Tenancy Databases Issues Paper, 2003, <http://www.consumer.gov.au/html/download/Fianl%20discussion%20paper.pdf> (accessed November 2004), p. 5.
87  Consultation with Sibylle Kaczorek, Community Development & Research Worker, San Miguel Family Centre, November 2003, Jo Hamilton, Convener, NHHIN, December 2003, Tenants Union of NSW (Tenants Union), tenancy workers and BLAG, January 2004, caseworker 4.
88  Interview no. 25.
89  Consultation with Sibylle Kaczorek, Community Development & Research Worker, San Miguel Family Centre, November 2003.
90  Consultation with Jo Hamilton, Convener, NHHIN, December 2003.
91  Consultation with Tenants Union and BLAG, January 2004, Caseworker 4.
92  Shelter NSW, Submission to the Commonwealth Ministerial Council on Consumer Affairs and the Standing Committee of Attorneys-General Inquiry into Residential Tenancy Databases, 2004, <http://www.consumer.gov.au/html/Residential/submission%20downloads/Shelter_NSW.pdf> (accessed November 2004), p. 5.
93  Shelter NSW, p. 9.
94  See Business Agents Amendment (Tenant Databases) Regulation 2004.
95  Property, Stock and Business Agents Regulation 2003, Sch. 6A, cl. 4(2).
96  See <www.tica.com.au> (accessed July 2004). TICA is one of the largest tenancy databases operating in Australia and New Zealand, C Martin, Tenant Blacklists to be Regulated at Last: New Rule of Conduct for Agents Offers Some Hope against Database Listings, 2004, <www.tenants.org.au> (accessed 19 November 2004).
97  See C Martin, New Tenant Database Rule to Commence, 2004, <http://www.tenants.org.au/> (accessed November 2004).
98  Property, Stock and Business Agents Regulation 2003, Sch. 6A, cl. 2.
99  See Chapter 3.
100  See Chapter 3.
101  Interview no. 10.
102  Interview no. 20.
103  Consultation with Tenants Union, tenancy workers and BLAG, January 2004.
104  South Sydney City Council, 2002 State of the Environment Report, SSCC, Sydney, 2002, pp. 4849.
105  Nathan Ryan, Shared Accommodation Officer, City of Sydney, April 2004.
106  Interview no. 21.
107  Interview no. 5.
108  BLAG, BLAG Campaign Kit, 2004, Tenants Union, North Sydney, 2004, <http://www.tenants.org.au/member/publications/campaign_Kit_2.pdf> (accessed November 2004).
109  Interview no. 25
110  Defined as households who are renting their vans on a permanent basis, and with no member in full-time employment. Marginal residents of caravan parks are covered by this report (Chapter 1).
111  Consultation with Joy Connor, PAVS, March 2004.
112  Consultation with John Fitzgerald, Legal Officer, PAVS, February 2004.
113  NSW Department of Fair Trading, Application of Residential Park Laws, <http://www.fairtrading.nsw.gov.au/realestaterenting/parksvillages/applicationofresidentialparklaws.html> (accessed November 2004).
114  Consultation with Joy Connor, PAVS, March 2004, Consultation with John Fitzgerald, Legal Officer, PAVS, February 2004.
115  Consultation with Joy Connor, PAVS, March 2004.
116  Case study provided by PAVS, May 2004.
117  Consultation with Joy Connor, PAVS, March 2004.
118  Roundtable Consultation, August 2003.
119  Consultation with Jo Hamilton, Convenor, NHHIN, December 2003.
120  Chung et al., p. 49.
121  MacKenzie & Chamberlain, Homeless Careers, p. 36.
122  Roundtable Consultation, 27 August 2003.
123  Interview no. 25.
124  Robinson, Understanding Iterative Homelessness.
125  P Lynch, From Cause to Solution: Homelessness and the Law in Australia and the United States, Beyond the Divide, http://www.afho.org.au/4_publications/conference_papers/conference_papers.htm (accessed November 2004).
126  NHHIN Forum, Workshop Groups 1 & 3.
127  Consultation with Felicity Reynolds, Senior Project Coordinator, Homelessness, City of Sydney, Kaylean Smith, HPIC, Keiran Booth, City Street Outreach Service, Independent Community Living Association, and Carol Basile, Coordinator, Homelessness Brokerage Program, YWCA, January 2004.
128  Consultation with Michael Coffey, Youth Accommodation Association, December 2003.
129  NSW Ombudsman, Assisting Homeless People: The Need to Improve Their Access to Accommodation and Support Services, Sydney, 2004, p.74, http://www.nswombudsman.nsw.gov.au/publications/page.html (accessed November 2004).
130  NSW Ombudsman, Assisting Homeless People.
131  NSW Ombudsman, Assisting Homeless People, p. 14.
132  Consultation with Grace Abrams, social worker at Gender Centre, January 2004.
133  Interview no. 16.
134  Consultation with Althea MacKenzie , Twenty10 Youth Services, June 2004.
135  MacKenzie and Chamberlain, Homeless Careers, p. 7.
136  Consultation with Brian Hockings, Welfare Services Manager, Matthew Talbot Hostel, November 2003, see also Lynch Begging for Change. For a discussion on the relationship between gambling and homelessness see E Antonetti & M Horn, Gambling the Home Away: A Study of the Impact of Gambling on Homelessness, Hanover, Melbourne, 2001.
137  Law and Justice Foundation of NSW, Legal Needs Survey 2003.
138  RPR Consulting, FHPP Interim Evaluation Report, pp. 56.
139  As indicated by data provided by the LCRC, BDW clinics at Exodus and Lous Place, and the PIAC/PILCH HPLS. See Chapter 6 for a description of these services.
140  Data provided by the PIAC/PILCH HPLS, for the period 28 May to 27 November 2004.
141  Submission by Prue Gregory on behalf of the LCRC, 21 September 2002.
142  NHHIN Forum, Workshop Group 1, submission by Prue Gregory on behalf of the LCRC, 21 September 2002.
143  Submission by Prue Gregory on behalf of the LCRC, 21 September 2002.
144  Interview no. 15.
145  Submission by Prue Gregory on behalf of the LCRC, 21 September 2002.
146  NHHIN Forum, Workshop Group 1.
147  CCLC, Pitfalls with Direct Debits from Cheque/Savings Accounts, <http://www.cclcnsw.org.au/DFT_Project_2002/module_18_Banking/cw_dd.html> (accessed November 2004).
148  Consultation with Manager, Walgett Centrelink, February 2004.
149  Interview nos. 2, 3, 5, 9, 10, 12, 13, 18, 20, 21 & 23.
150  Interview nos. 18 & 20.
151  Department of Immigration and Multicultural and Indigenous Affairs, New Zealanders in Australia, 2004, <http://www.immi.gov.au/facts/17nz.htm> (accessed November 2004).
152  Interview no. 18.
153  Interview no. 20.
154  Department of Immigration and Multicultural and Indigenous Affairs, Temporary Protection Visas, 2003, <http://www.immi.gov.au/facts/64protection.htm> (accessed November 2004).
155  P Lynch, Homelessness and the Right to Social Security, Lawyers Weekly, vol. 150, 2003, p. 10.
156  Caseworker 4. See also B Rossiter & R Sutton, Accessing and Maintaining Income Support: Difficulties, Research and Collaborative Solutions, in Out of the Blue: New Responses to Young People and Homelessness, papers from forum at St Kilda Town Hall, Melbourne, 2003.
157  Caseworker 4.
158  NHHIN Forum, Workshop Group 3.
159  D Pearce, J Disney & H Ridout, The Report of the Independent Review of Breaches and Penalties in the Social Security System, Sydney, 2002, http://eprints.anu.edu.au/archive/00001515/01/index.html (Accessed November 2004).
160  Interview nos. 2, 10, 12, 13 and 23.
161  Interview no. 2.
162  Interview no. 12.
163  Walgett SAAP Services, Submission for Recurrent Funding for an Alcohol and Other Drug Worker at Walgett SAAP Services, 2003, p. 5.
164  Roundtable Consultation, 27 August 2003.
165  Interview no. 13.
166  Consultation with Kevin Rozzoli, Haymarket Foundation, October 2003.
167  Roundtable Consultation, 27 August 2003.
168  Interview no. 10.
169  Consultation with Sibylle Kaczorek, Community Development & Research Worker, San Miguel Family Centre, November 2003.
170  Interview no. 23.
171  Roundtable Consultation, 27 August 2003.
172  Interview no. 9.
173  Centrelink, Newstart Allowance Payments, <http://www.centrelink.gov.au/internet/internet.nsf/payments/pay_how_nsa.htm> (accessed November 2004).
174  Law and Justice Foundation of NSW, Legal Needs Survey 2003. This excluded Domestic Violence and Traffic Offences.
175  Data provided by Shopfront. It should be noted that Shopfront has determined criminal law to be a casework priority. However, this itself reflects the legal needs of its clients.
176  See MacKenzie & Chamberlain, Homeless Careers, p. vi.
177  This includes both on the spot infringement notices (issued by authorised officers such as police officers, council rangers or transit officers for minor offences such as littering, offensive conduct, drinking alcohol on a train or illegal parking) and court-imposed fines. Both are enforced in substantially the same way. Inner City Legal Centre (ICLC) & Redfern Legal Centre, Fined Out, 2004, <http://www.iclc.org.au/fined_out/> (accessed November 2004).
178  Consultation with Felicity Reynolds, Senior Project Coordinator, Homelessness, City of Sydney, Kaylean Smith, HPIC, Keiran Booth, City Street Outreach Service, Independent Community Living Association, and Carol Basile, Coordinator, Homelessness Brokerage Program, YWCA, January 2004.
179  Newcastle Workshop Group 4.
180  Sanders, J, Fines and Young People (or, All You Need to Know about the SDRO), 2004, <http://www.legalaid.nsw.gov.au/data/portal/00000005/public/48109001084410066281.doc> (accessed November 2004).
181  Interview no. 29.
182  Interview no. 15.
183  This may occur even when the original infringement was unrelated to a motor vehicle issue. Fines Act 1996 (NSW), ss. 6568. The use of RTA sanctions against young people is restricted to matters where the fine relates to a traffic or parking offence. Fines Act 1996 (NSW), s. 65(3).
184  Interview no. 30.
185  Roundtable Consultation, 27 August 2003.
186  Roundtable Consultation, 27 August 2003 (caseworker).
187  Shopfront, Police Powers and Your Rights, <www.theshopfront.org/documents/policepowers.pdf> (accessed November 2004), p.3.
188  Interview no. 5.
189  Interview no. 6.
190  Interview no. 4.
191  Interview no. 2.
192  Consultation with Shelter, 5 November 2003.
193  Consultation with Brian Hockings, Matthew Talbot Welfare Services Manager, November 2003.
194  Interview no. 6.
195  Interview no. 19.
196  Roundtable Consultation, 27 August 2003.
197  Sergeant Frank Helsen, City Central LAC, NSW Police, May 2004, Roundtable Consultation, 27 August 2003, Caseworker 1, Interview nos. 11 & 28.
198  Interview no. 28.